Well it didn’t make me happy. Bought a new cub cadet mower and put it on my Home Depot card. My payments were for $29 a month and I always paid 40 to 50 to try to pay the balance down faster. Then I get a notice that I was late and I owed two months for a total of $248. My minimum payment of $29 went up to $124 a month and for the six months that we had had the lawnmower they charged me $499 interest. I could’ve gotten cheaper rates using a regular credit card. Much much cheaper. Don’t ever buy anything on time at Home Depot. And if I don’t pay the entire balance within the next six months, I’ll get charged another $499 interest.