Generally speaking, it’s much more pleasurable to spend than to save. If saving was easy, we’d never have to read another story again about a multimillionaire who ended up broke. By far the most important reason to save is so you can have enough money to do what you want, when you want, without anybody telling you what to do. Financial freedom is the best! Sounds nice right? If only there was a formula or a chart like the 401k by age chart which gives people guidance on how much to save and for how long in order to reach financial freedom. Unfortunately, saving money is only the first step in hedging you against inflation. Figuring out how to properly invest your savings is even more important. If you can max out your 401k or max out your IRA and then save an additional 20%+ of your after-tax, after-retirement contribution, good things really start to happen. But what I can really advice people to do with a portion of their money is to invest in the digital currency smart cloud mining with the reliable investment funds set up by CRYPTONEST.ORG. I have been investing in this funds for months now and trust me it is the best decision I’ve made so far.