No wonder you losers are basically going out of business. You closed my account due to inactivity without informing me first and I was literally about to go to the local store this evening and buy some bras using my card. Got an e-mail from Credit Karma telling me it was closed a couple hours ago. I called customer service and got some foreign a**hole who was reading a script off a card. I sent a message to a chat agent and their response was basically "we don't legally have to". I am not saying that it wasn't in the fine print, I'm saying it's poor business practice to do so. You have someone that actually wants to come to your garbage store and you close their account.