They seem ok, and I like that the phones get answered quickly. Person I dealt with also seemed competent. They are also the only company who will insure my electric scooter (all others claim the number plate doesn't exist). They loose 3 stars because my premium went up because I had to declare that another driver drove into the back of our camper van in the summer. I was not at fault, the claim was settled quickly and in full by the person who caused the accident, and our van insurance premium didn't go up, nor was out no claims affected. It was my first accident in 20 years of driving. And yet Lexham increased my scooter insurance premium by 30% when I declared this on renewal. Totally ridiculous. Especially after we moved house to a location where our van insurance premium dropped by 15%.