My holiday had to cancelled because Ryanair moved my flight times which I was relieved about as it turns out the country ended up in red anyway. Loveholidays refunded the holiday part and withheld the flight money stating that they hadn’t received it back yet. After a month still nothing although Ryanair sent a email stating that it had left them to go to loveholidays. Loveholidays stated that they had issued a chargeback. Month later still nothing. Contacted citizens advice and they said quote package travel and linked travel arrangements regulation 2018, and funny enough they have now said I’ll have the refund in 14 days. Fingers crossed it’s worked