What can I say that hasn't already been said? I booked two City breaks with love holidays, one in April and one in June. When applying for refund Ryanair claimed they would refund flight payment to original form of payment but when I looked on payment details the card number was not the same as mine. Must have been love holidays as I paid them for the flights. I've eventually got refund of hotel for the first holiday but nothing for the flights. How can this company be allowed to carry on trading when there business is such a shambles? I have applied for Section 75 but the credit card companies are also snowed under, at least they answer the phone.