I think modernize is a very nice company the people are very friendly that work there also. People that I know that deal with them have told me so much about them so I tell family and all my friends to go to them. I haven’t personally dealt with them myself really but I would if I ever needed to and had the money to in the future for anything hopefully if I win the gift card then I definitely will give them a call and have them help me with something cause then I will have extra money that way but I’m on ssi right now and don’t hardly have any money to my name right now.