The Great Wear and Tear Scam continues. No doubt a very lucrative business model. I wouldn't even bother accepting a "free" Momentum Warranty from a car dealership. Just get them to knock £20 off the screen price and place a completely random bet with unknown odds at your local bookies and you are probably more likely to get a payout. Momentum are NOT accredited with the Motor Ombudsman but their website does list those that are. Plenty of options out there. In my opinion, based on their decisions this week as regards my own vehicle, is that this company should be avoided at all costs. And please don't bother responding to this with the "you haven't given us enough details to investigate" whitewash. You had your chance. Made your decision and when challenged, opted to stand by it.