Avoid this company at all cost. I have a parts and labour warranty with Momentum. Needed to replace a major part. Visited two separate mechanics to be told same. Part needed replacing. Both said if I continued driving the part would fail leaving me stranded and would probably cause damage to my car. Momentum rejected my claim because the part had not yet failed. Would only payout for a sudden failure. They also said if I continued to drive the car with that fault that would be regarded a known failure and again they would reject my claim. Wondering if this company is a scam?