Stay away if you are a business at all costs. No way to phone call a real person , the only way of support is through the super antisocial bots in the app chat . they are not responsive and non empathetic. if they want to do a review for a payment they would freeze your whole account , rather than blocking a certain merchant , NO , they would freeze everything with you and take a few days to finish their review , if thats your only bank , your business operations will be completely affected as you won't be able to do anything . It's something unheard of ! Worst customer service I ever experienced in 32 years of life.