AVIOD USING MONZO! They have close & froze my account without notice and I now have to wait 4weeks for the funds to be released into an alternative bank account! All of my funds were with monzo as I was using it as a main current account! The stories about them closing accounts suddenly and withholding customers Money are completely accurate and true! I have been with them since the beginning of this year in January. I would strongly suggest you stick to the high street banks. They currently have a legal case against them which you can read about online. STAY AWAY GUY’S THEY ARE CROOKS.