The discussions among the panelists about practical experiences relating to topic being presented was especially helpful. Members of the panel brought "life" to the subjects of retirement products, federal regulations, which can be "dry". Paul Wright and Thomas Murphy were especially talented in presenting their materials with enthusiasm. Note: Paul Wright's materials on his first two presentations (SECURE Act update and Nature of Retirements Assets) were more detailed than the materials provided for download. I request Mr. Wright's more detailed materials. Thank you Marjorie Black