O2 charge £47.90 pm over 24 months for the phone, BUT they will give a terrible 3 Gig data for £20. Total cost £1,629.60 Buying the phone direct from Apple costs £45.79 and then an O2 simm only is £10 for 5 Gig. Total cost £1,338.96 saving £290.64 and getting lots more data... Made the mistake of saying I had to work from home (like so many people) so I didn't need lots of data.. Was then told I couldn't have a phone unless it was on a business contract and that worked out at about £90 a month.. Asking to do upgrade I got through almost straight away, however to leave?? so far 2 hours hanging on...wonder why... Wife has a phone on EE and never an issue