At first I thought it was to good to be true, but was quickly reassured that this is legit. My experience was so smooth that I still cannot believe it happened as stated on the app and webpage. My story is not fantastic, but it is true and believe me you will love the experience. The process is all on you, once you get the offer, you accept or decline, if you accept then you pick a date for closing. Follow what is asked of you and once closed get the money owed if there is a difference between what you owe and the offer plus cost. I received my funds the day after closing. Yes, the day after closing the funds were in my account.