Please be aware there are many fraud companies created in the name of PayPal, one of such company is paypal 40, they stole my credit card information and swiped USD 1300, banks honored the payment without OTP, when I checked with the bank, they do not ask for OTP because it is from PayPal, but the real truth is there is fraud company in the name of PayPal, banks are not aware because the company is in the name Of PayPal, I would suggest to avoid paypal transaction in future as they do not require OTP. Please contacted paypal, they said they won’t be able to help me on this . Pls stay away from paypal