Paypal is no pal of mine! So many hacked accounts make this impossible to trust, no matter what they say this is not secure! When you are a victim of fraud they deny accountability. They love keeping your money on hold too, they say it's for security purposes but it's a whatever situation with them. Sold a legit item? We'll review that for 21 days thanks. Oh you want to now withdraw that? Give me another 5 days minimum just to make sure. Someone hacked your account and logged in on a foreign device in India and gone on a spending spree? Na that was you silly, were not liable for that. Customer service is actually shocking, literally people who will just read off a sheet and not actually give you a straight answer - that's if you can actually contact them. It's a shame they are the only way to do business with Ebay Anyway make your own choice. If you fancy your account being on sale on the darkweb then make sure your credit cards linked and be sure to sign up your family and mates, I hear they have a referral scheme.