I've never had pet insurance on any of my dogs until this one with Pets Best - and it's been a great easy experience - of course, just like my own insurance - i wish the annual premium wasn't so high - but it's all but paid for itself every year having this company. I know there are many to pick from - but someone had recommended me to Pets Best - and i would recommend them to everyone as well. In spite of the crazy high premiums i'm now paying for my 5 year old dog, making a claim and collecting is one of the easiest things ever. Appreciate you, Pets Best.