I love PetsBest! Have been with them for a few years and while yes, there are occasionally some weird things they don’t fully cover, and they don’t cover preventative treatment which sucks, overall I like them! As the owner of a tiny Yorkie who gets into EVERYTHING from chocolate to weed to advil liquigel capsules (list goes on and I swear I’m a good dog mom), it brings me so much relief to know we are covered and that I can always say yes to what the ER presents as a “conservative treatment” without worrying about finances. For context, I just submitted a $1300 emergency claim and got back $1K (and my deductible is $200). $100 out of my pocket for a 6+ hour ER stay is more than fine with me, and I’ve already made back what I spent on my annual premium.