My bank changed my card to the new kind with chip. I forgot to change it and my payment didnt go through ughh! I got a call from Danny down on 9th in broken arrow, she helped me fix it right away !! I called the number and fixed it!! I am in Montana and it really gives me a peace of mind to know they aint gonna wait til next payment is due to tell you !!! I called her back to let her know i fixed it and she verified my payment on her end whew!!!!! Thank you Danny for being so sweet and understanding!! Ps It was nice not being treated badly for your card being decline!!!