We have used 1st Contact for both visa arrangements and Forex with absolutely 1st class results. We cannot recommend them highly enough - their efficiency, timeliness, processes and overall friendliness makes such transactions both seamless and hassle/stress free. With the Forex, the process of transferring our AU$ funds to their account in Australia, and the final deposit of the transferred funds into our UK account (all achieved in a matter of a few hours) is the ultimate in professional behaviour and, on top of that, we have found their exchange rates more than competitive with the market in general, all of which adds up to total peace of mind when transferring large sums internationally.