Initially everything was great with the new car insurance policy, we had been with Saga for many years and have had good service. However this renewal we had a great quote in my name instead of my wife's. Only to have a call from Saga a few weeks later saying I was not allowed any no claims discount due to being a named driver rather than the policy holder. This seems so unfair as we have not had any claims for about 30yrs on any motor policy. We only decided to change due to having now retired, i seem to be the main driver. I was very annoyed to have to pay quite a lot extra when i truly believed a spouse had the same discount as the policyholder. Not sure what to do this year will have to compare company's and main drivers.