Beware, renewal 325 over last years 287? No change or claims? £25 admin fee? For an existing policy with all correct details, why? Under righting insurance Lloyds. Compare with Hastings. Again with Lloyds insurance. Buildings £1 million same, contents 75k Saga 1.5k Hastings, accomodation costs 100k Saga..200k Hastings, legal costs inlcluded, accidental damage included, emergency cover included, all equal or better with Hastings....£202 Hastings £325 Saga.......having spoken to them no apology they can't compare due to privacy rules but they would be quite happy to let me pay the higher premium...oh yeah....all in all would never touch them again clearly making a killing on each policy.....