I believe that all knowledgeable people understand that with insurance companies all you can do is have faith and hope that they are true to there word . Talk and claims are cheap to make but the truth is that you never know if your provider is good or bad until you try to claim money from them . I believe that many are coerced on line to make favourable or helpful remarks about different companies or items, to lead others to buy or invest their money to the advantage of certain companies and institutions . I feel that I could only make a fair and accurate statement about an insurance company if I had actually made a claim from them .