Bad service, bad communication bad customer service. You are on the line for more than 1hour,emails you send they don't even care to reply. I was retrenched in April and 5 months after that still waiting for my money. All the agents I spoke to the past months are all lying they think that I am a fool. I will never ever advice family members, friend or collegues to invest at sanlam. You are disgusted, poor and unproffesional. My husband is at Old mutual and never had any problems. It was smooth sailing for him from his retirement until today. After 6 escalations made on my claim to finalize my claim nothing happen. Today my car was repossess by the bank and who is gonna take the blame for that now. SANLAM YOU ARE THE WORST COMPANY TO TAKE CARE OF PEOPLE MONEY.