Would never use SCS again. They talk you into insuring your goods not telling you its only accidental damage the insurance company will pay out on. We are pensioners and bought a 2 seater sofa and reclining chair at a cost of £1400. The beading on the sofa and chair has started to split. The seat cushion on sofa is scuffed. Insurance company wouldnt do anything cos it was classed as wear and tear not accidental. Bearing in mind we are pensioners. Theres no children jumping all over it. So the furniture we thought would last us years is gona have to be re newed in the future but i definatly wont be going to SCS.