I got my Sears credit card in 1977. For years we bought all of our major appliances from them. I appreciated that their salespeople were always knowledgeable and professional. Then in 2017 I received a call to trade my Sears card for a Bank Ameri Card with a yearly fee. I declined...not knowing it wasn't a choice. My credit rating was 821...but when they canceled my card after 40 years my credit took a big hit. It was my oldest card. They could have had a customer for life. Now I shop with Amazon and Walmart...it's a pleasure shopping there.
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