For a disability company, I must say they are horrible! If you need to recover from a medical condition don’t expect to do so. Most of your recovery will be contacting this horrible company. They are not in the business to assist you in making sure you get well, they are here to make sure you have to spend every week contacting them and worrying if you’ll be compensated properly, to receiving proper medical care. Let’s not even discuss the ‘customer satisfaction survey’ that hangs up on you before you can do the survey either. I’m not sure how employers can say they care about their employees when they decide to link up with an organization like this! I can only imagine if they had to handle life insurance policy’s on a death! Oh my, how horrible that process would be! They don’t deserve any stars!