I was looking for a better rate for car insurance due to recent increases (due to location, not my driving or credit rating) with the company I had for the past 6 years. I worked with Nicholas Perez at Simply IOA and he was able to get me a much better rate and a policy that I could have for an entire year, rather than just six months. Mr. Perez was very timely in getting back to me to answer any questions I had. I went ahead with the company and the quote he had given me and the process was seamless. I highly recommend this company and especially this agent.