Had Tesco bank account for a few years. The only problems I had was that no one else could pay a cheque into my account for me. I had to travel the 15 miles to the nearest store to do banking. I have a store 1/2 mile away but they don’t do banking! Also I had a problem using my debit card at a pay at the pump petrol station. It wouldn’t accept my card. When I phoned Tescos they said I had the wrong card for that and could not be used at pay at the pump petrol station. Ridiculous! When on holiday in Porthmadog north wales, I went to Tescos pay at the pump petrol station. I used my Tescos debit card, at a tescos petrol station, with my Tescos colleague card (yes I work for Tescos!) and it still wouldn’t allow me to fill up. Sorry Tescos bank, your loss. I’ve now moved to first direct for proper service