Applied for a 24mth interest free visa card and was accepted with a £5600 limit. Card was received and pin code received. I then got a phone call from Tesco bank to say they had made a mistake and it should not have been processed ?? I already hold one Tesco visa card, which the balance is paid off in full each month, its just used for collecting club card points. Its not the first time we have had problems with them. We took a loan out a few years ago on a 3.4% interest rate and was accepted. Tesco then called saying it would be 5.2% with no reason? Our credit history is excellent, so theres no reason for this. Looks as though low rates are advertised to get interest and rates are changed once accepted. My advice would be to avoid and look at the high street banks.