Turo offers an insurance program when renting out through them which is paid for by keeping a percentage of rental income. They claim their 40% income.share covers wear & tear of the exterior. However they refuse to honor claims of wear & tear without an excessive burden of proof of when the damage occurred. The coverage is to include scratches smaller than 3 inches in length and yet they require photographic evidence of a lack of the scratch before it occurred, which is a nearly impossible record to produce. Essentially they constructed a scam to build confidence in sharing 100s or 1000s of dollars of income that you would not otherwise choose to share if you k ew they had no intention of actually providing the wear & tear coverage they're promising.