AVOID ! Don’t open an account with them and don’t be fooled with the 3 interest free payments. It’s a trap ! The online order transaction will be approved and then they will cancel the credit and Then they will ask you to pay using another mode of payment telling you that they can’t cancel your order. And then I just realised they made a hard search on you. This was not properly explained / clearly visible on Terms and condition. I honestly been maintaining my high credit score for 15 years and been careful not to jeopardise it BUT VERY did it ! The only reason why I initially ordered the DJI Avata is because I will get an Avios points and definitely can pay it in cash however I was lured with the interest free offer . My advise is just don’t do it with them . In my case my score was affected because of it.