AVOID AT ALL COSTS, WILL MESS UP ANY FUTURE CREDIT THAT YOU SPEND YEARS TRYING TO ESTABLISH!! I stupidly opened an account with Very to get a tumble dryer. I make all my payments on time every month. Last month I made my payment early so that I was out of the way to then get an email telling me I'd missing my payment, i panicked and made another payment 27mins after the day it was due to be told me payment was now late!! I rang up customer service to be told I made my first payment too early, even though I'd only made it 2 weeks prior and I would now get a late mark, i then got a late fee plus a mark on my credit score and now other credit accounts have taken all of my credit off me!! Absolute joke. Avoid at all costs.