Please people out there AVOID AVOID AVOID there interest rates are crippling and in this unstable financial climate they are not prepared to help. There prices are high and their customer services staff are rude and unhelpful. They don't care and will tell you it's not there problem as you the customer made the decision to get into debt and they expect payment on the days they decide not when you can manage them. PLEASE PLEASE PLEASE think very carefully before you make any purchases with this company. There are much better retail online services that are willing to listen and much cheaper with no or low interest payments. Don't do it to yourself read all the reviews before you get trapped with Very.