I’ve had nothing but issues with them I make payments and no time I give more and I still get told I owe minimum payment last month I ended up paying 2 minimum payments time before that I paid over £114 and the minimum payment and was still charged a late payment I go to my account n today it still saying I owe minimum payment but I don’t this happens every month I’ve been told I can pay from when statement is sent out so it’ll be online 24 September and u have till 15 October to pay so I’ll pay on my pay day 7th if October but thry will text me n dsy I’ve not paid when I have n if I don’t pay sgsin I get £15 arreas fee even though I’ve just been told I can pay from statement date till due date