Guys, never get involved with the credit service they offering. It sounds amazing at first, "buy and pay later" but its just a way how to drag you in. Of course i have no one else to blame, but myself for starting shopping with them, but i would suggest anyone to stay away. Interest rate is horrible and you end up overpaying for the bought items. Calling them is really no point, they dont care if you have trouble paying the bills, even if you try to arrange with them something, they are not helpful at all. As i said, my own fault, just advising everyone just go and buy products somewhere else.