DEFINITELY would not recommend VERY to anyone. On 3 different occasions, I have brought from the ‘buy now pay later’, if you don’t pay on time they interest you, which is fine, however.... I payed all 3 payments on time, but VERY still interested me everytime, customer service team may as well give up there jobs as they don’t have a CLUE about there job and what they are advising, and the debt collector team should have a lot more training, because harassing the customer for there money and arguing with them when it’s not the customers mistake is no way to get a debt paid. I will be paying off my account and I will never be using VERY eva again!!!!!!!!!!!!!!!