I was shocked to find out that the processing fee for my $165 visa application was $220. It would be better if these others fees were mentioned earlier in the process. When you start the application process, you are led to believe that the quoted fee ($165 in my case) is all inclusive. There is no information provided anywhere about other charges. Only after you enter credit card data and submit payment, then you see the total charge on your card which is more than double the previous quoted fee (in my case). I was afraid you made a mistake until I accessed my full receipt online and saw the additional service charges.