This bank is a joke! I was scammed on my account, which sent it negative. The fraud dept has taken almost 60 days at this point, and not done anything about it. And now, they are threatening to close my account and report me for the negative balance! ARE YOU F*CKING KIDDING ME??? HIGHLY suggest going elsewhere, to the FULLEST F*CKING DEGREE! I called and asked about this, and they told me that I had to cover the negative FRAUD balance to save me from going into collections! I have NEVER had a bank do anything as shady as this! WOW! And, I am very good with my money! I am not a low hack scammer!