so if you love a joke then 100% you need to take out a warranty with this company, because that's what your going to get if you try and make a claim. I took out the highest level of plan possible on my car that covers everything they say... well the turbo failed on my car due to a wear and tear issue which is meant to be covered, after countless phone calls to them chasing everything up and not getting contact back they finally decided to send out a 3rd party assessor. how confirmed it was a wear and tear issue. I was then told they still would not cover the repair because there was not a sudden failure to the part. wear and tear in definition is when a part is worn out over time so there will never be a sudden repair and this company will use this every time you try and make a claim on any part under these conditions. complete waste of time and money, if you look through any reviews your not likely to find a highly rated one from a customer who has made a claim. AVOID AVOID AVOID !!!!