Unfortunately these guys are like every one else in the warranty world …..for two years I’ve paid for a warranty with them and yes fairly reasonably priced but on two occasions in the last two months have not paid out for the repairs to be carried out. The biggest pain is they take sooooo long to decline or accept the claim that your car will be off the road as ur not allowed to proceed while they make up there minds if it’s covered or not…….put the money in a savings account and then at least ur know you will have the funds to get the job done straight away DO NOT PURCHASE they will always find some reason not to pay out !!!