A SCAM The policy came with a second hand vehicle. I read it carefully and thought it gave me a lot of reassurance, it doesn't. Claim to be the "UK's best Used Car Warranty Provider". Would be 0 stars if possible. I couldn't find a local garage to deal directly with them, because of bad experiences in the past. Described them as "not worth the paper it's written on" I tried to put a quote in myself It took a week to process, with instructions not to get it repaired before authorisation, otherwise they may not pay out. They claim it takes 1-2 days. Did eventually receive an email saying if necessary I could pay the invoice and then claim A week without a vehicle, very inconvenient, especially when you were meant to go on holiday in it . No sign of a courtesy car, which is promised in the policy, that is only available for the 3 hours the repairs are actually being done, garages normally do this anyway. Of course they then wouldn't pay up. Read the reviews, positive ones seem to be how marvellous they are at SELLING policies, negative ones about trying to claim. Edit:claim 2 My policy specifically mentioned air conditioning was covered as an extra. They have declined to pay for that too, apparently because it wasn't pre-authorised, but I do have an email saying I could do that. I am so far £1300, out of pocket, because NOTHING I have claimed for is covered. I understand not everything will be covered, but surely I'm not that unlucky. As a non-mechanic, I don't understand the exclusions, which is where 5hey take advantage of you. DO NOT BUY one of these policies Currently in the process of complaining. Edit 3 After contacting the company who sold me my vehicle with warranty, Warrantywise have agreed to pay 1/5 of my claim, and the company are matching it, which they really shouldn't have to do as they are only a small company. Edit 4 Even after agreeing to pay a discretionary goodwill payment for an invoice I have already paid there are more hurdles to jump through, notably asking the garage to make a new invoice in the name of Warrantywise, for a bill I have already paid, plus completing another form. Then they pay by cheque, and only send them out once a week.