One star for the biggest rip off I have ever experienced. Dealership spotted wishbone bushes needed replacing on 2019 reg with 19k miles .Had policy that commenced May 2023 with a 6/600 policy so rang then and got verbal confirmation replacement was accepted under "wear and tare "as specified in their Terms of agreement. Took car to dealership and they completed the work but when it came to payment was very surprised to be advised by the garage that they had refused to pay.! Here is how small minded and uselss they were compared to the advertising........ Value of the claim was small and less than £200 of which I had a £100 liability No consideration to age - milage -claim value etc in their negative response. Result was I paid my bill to the garage and advised Warrantywise on the same call that they were disputing with the dealership over £100 that I had terminated my contractual agreement with them and confirmed it in email to ensure payment due this month was cancelled and all documented. Don't pay your premium in a lump sum or four debits .I fortunately chose to pay monthly that gave me the opportunity to test their value and credibility v marketing materials and found they scored exceptionally low in every aspect of my expectation . Read the literature but think twice and then think again of the alternatives from the manufacturers before you act.