Warranty wise will use any excuse not to pay out on a claim. When the repairing garage made a mistake in the authorisation process and unwittingly completed repairs without an authorisation code, Warranty wise refused to pay out. They didnt bother to investigate whether the claim was justified or if the repairs were necessary or covered by the policy, they only cared about the box ticking of the garage.. I strongly urge anyone considering a used car warranty with these people to think long and hard whether they really need the headache of wondering if warranty wise will pay out as per their obligations or will they use any excuse not to. if you can afford to foot repair bills I suggest saving your premium and just paying for repairs as and when necessary, because ultimately this is what you will be doing. I do not recommend warranty wise, and have already managed to advise a number of acquaintances to avoid.