Worst company I have ever had an account or purchased from! Products are very low quality had several items returned even though they make the process so difficult. They are sneaky with the way you see your statements and payments. I'm quite intellectual but I can not work out for the life of me how they do there statements they are so confusing! The interest never seems to tally up and they don't make it clear that if you only make your minimum payment you could owe like 300 for example make a payment of 30 a month and take 5 years to pay it off paying 1800 in total. They built there back off of being a family helping orientated businesses and there worse than payday loans! I'm contacting them tomorrow because I actually think that ther system is faulty or they are scamming me! Avoid at all costs!