I have been a customer for over 22 years, small mainly at Christmas shopper. I owe a massive £54 but have been considered 'a risk'!! I have been told my interest is going up to nearly 50%!! I can refuse this but bullying tactics from Studio say if I do I will be blocked from buying anything else and I would have to re-apply for an account!! Well block away, I am totally disgusted in these tactics especially when there are so many struggling families out there who use Studio a lot, the interest charged is disgusting. The way they have treated a 22 year long customer is plain rude!