Avoid as much as possible. Wish I'd seen reviews before. Never used the card as the supposed discounts in my area were terrible or not actually discounts. You have to jump through multiple hoops to cancel, all the while they try convince you to stay. They wouldn't let me cancel online as my membership had, apparently, expired so asked me to email. They didn't get back to me until after my renewal date and by that time I had been charged. They refused to refund me as, I quote, they don't go by usage. So, even though I have never used the card and never will, I will not be getting my £30 back. Absolute scam of a company. Will tell everyone I know to avoid.