a month ago Put in two claims for my house in the Isle of man. Davies Group rejected both one for a garage one for damage to my house. I had been unable to travel due to restrictions on Covid with the isle of man government for nearly two years. They made the decision without Davies group inspecting the property relying on photos and an Australian loss adjuster having to use the ombudsman and then the courts to get resolution. Worse with the property damage not making an inspection at all These types of companies work with insurance companies and are just a filter between you and the ombudsman