my mom passed away and there is no estate. After paying an assistant to file all the claim so there were NO mistakes I asked for a check to be sent to her trust. My mom had no asssets and the was NO estate opened. The kept sending checks in the ESTATE OF that could not be deposited. They never sent the letter that needed to be notarized to have it changed. After saying I would call the insurance commission they sent the letter. I fed ex'd it back, received a phone call saying they would be re issued. My mom;s lawyer sent a copy of the trust and a long letter stating there was NO ESTATE. I just opened the mail and the check was made out the same way. They don;t want to give me money that is due to my deceased mom to help pay towards he end of life. They are a discrace