COMPLETE SCAM ! THATS ALL THATS IT! It’s been 5 years since I could use my account due to someone sending me a BROKEN COMPUTER from Mercari. Once the Mac arrived to my house I realized it was very very damaged. So I disputed through my bank because zip wasn’t trying to do anything . Mind u everything was fine before the dispute soon after they tell me to call navy federal to reverse my dispute but I didn’t proceed because WHY WOULD I! Lmao are y’all crazy! They THOUGHT I’d be a fool and reverse the dispute and wait on them to credit my account which was never gonna happen anyway. lol this company is a JOKE! I DONT RECOMMEND AT ALL! Not even to my worse enemy! I HOPE AND PRAY! They ROT AND BURN! SCAMMERS. They don’t even try to fix your issues! I called yesterday tryin to see what I can do since it has been 5 years . Still the same answer “there’s nothing we can do since u disputed” so I just hung up! I’d definitely recommend klarna over zip, after pay etc klarna is much kire professional and they ACTUALLY HAVE A PHONE NUMBEBR TO CALL TO GET HELP! And they will work with you! These other companies SUCK! Sexzle sucks, zip pay sucks, after pay sucks. But klarna is definitely one of the best options in my opinion.